Information

In order for me to set realistic treatment goals and priorities, it is important to evaluate what resources you have available to pay for your treatment. re-MIND Psychology/Dr. Baik does not participate in health insurance as a provider due to a number of reasons. 

I do not bill insurance or manage care companies for services rendered to you, and you will be responsible for the balance of your payment. Payment for scheduled services are due at the time of service.

For those clients who utilize health insurance plans, I can provide you with documentation detailing the services provided to you (often called a Superbill) that you can submit to your insurance provider for out-of-network reimbursement. Since your insurance policy is also a contract between you and your insurance company, please understand that all your services may not be covered. You should carefully read the section in your insurance coverage booklet that describes mental health services and out-of-pocket expense claims.  If you have questions about the coverage, please consult your plan administrator. 

Many people choose to use their flexible spending accounts (FSAs) or health savings accounts (HSAs) to pay for psychology services with pre-tax dollars. The Superbill I provide contains the information required for reimbursement from most insurers and FSA/HSA accounts. Consult with your insurance, FSA, or HSA carrier regarding eligible expenses and required documentation for reimbursement for your plan.

The No Surprises Act is designed to protect clients from receiving unexpected medical bills. The Good Faith Estimate provision of the No Surprises Act is designed to give clients an estimate of how much they’ll be charged for the healthcare services they’ll be receiving, prior to their appointment.  

Under the Federal No Surprises Act (H.R. 133), health care providers must give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services. 

A Good Faith Estimate provided for psychotherapy services is only an estimate. A number of factors are considered when considering effective and sound treatment and other psychological services. Several examples of these factors include diagnoses, frequency and attendance in treatment, available resources outside therapy, and treatment progresses.

Depending on the treatment / service needs and progresses more or fewer sessions or tools may be needed. The Good Faith Estimate is for your awareness only, and is not a contract. Rest assured that your providers will do their best to communicate the estimate at the onset of and throughout the service provision to prevent any surprises. Please note that you are not obligated to make a commitment to the length or frequency of psychotherapy treatment.  Also, you may challenge a bill from a provider through a new patient-provider dispute resolution process if the billed charges substantially exceed (at least $400 more than) the expected charges in the good faith estimate.

For questions or more information about your right to a Good Faith Estimate and No Surprise Act, visit www.cms.gov/nosurprises.